Why Don't Things Hold Together? Finance For A Black Man


No matter how long you work for the white man you will still end up poor - Malcolm X
 
What does it really mean to win in this role playing game called life
have your own house, give birth to children, (2) send them to public school \
the money you would have wasted in private school use it to buy land for them so that they can build their own family of their own in it, Chase higher callings and dreams and die peacefully with no regrets.,
Or so I think, But If the world is a business and Corporations backed with protestant ethic institute an ethos that man cannot govern himself, colluded to take away our peace of mind, devalue the currency because he must take the bulk of every man’s time for left alone, man will only lean towards onanism. Conglomerates decided that they must take 8 hours of our lives in a plantation to save us from yourself so that when we work, get tired and go to sleep we would die saintly and enjoy paradise in heaven while the white man that head this conglomerate enjoy their own heaven here on earth.
We eventually leave our jobs ragged and broken, with arthritis and cataract to spend the rest of our old age smelling of mentholated balm, aching with shiny knees and and ankles
The Black man must ask question about his finances and fear - Why don’t things hold together, why don’t they wait for me to save just enough to buy them?
 
When e reach for my friend to buy the fan, Government go add 10 naira more- Fela Kuti
 
Why are you poor?
the black man’s mind has been brainwashed, who is he aspiring to be? and at what cost?  what is the right image for him to peddle and reify for the image of the economic big man has become saturate, awe are infantile servile answering to a man with money but with shared death of conscience, crushed sou lour education only prepare us for work in a industrialized society are you not a slave to your needs lost guide sense of the whole is los
if your grandfather flailed why are you afraid, the bounty of the fores t is lost in the name of civilization people have become demonized
A question that stuck with me, when reading Senetts Corrosion of Character, why can’t i ask the price of an item in market and come back 2 months later and meet it the same way
Finance for a black man is an issue with the machinations from government to keep us poor, we have never  been calm, which is why we have the propensity to steal, we feel it will never be enough, ingrained with the perception of inadequacy we have never found the steady assurance of money, Even when we are rich we fear for the next generation.
 
What is the true cost of labour?
Be it as artisan, hand-craftsmen or the Conductor shouting Oshodi or the Ugwu seller asking “you wan cut am” what is the true cost of labor, Is it being paid in full? Or are due to our unchecked population the cheap labor that line the pockets of Conglomerates. Saddled with Marslow’s hierarchy of needs, man can easily be enslaved by his needs, anything is better than nothing at all, but for a greedy Corporation anything should be checked or else it will be exactly nothing at all. Ask yourself How much is your wage per hour? How will you save per capital income? How ascetic will you be, how long will you toil for the capitalist ideal? How much of it slavery?  For example if you work for 45 thousand naira every month, divide it by 30 days and you have 1thousand 500 naira divide it by the 8 hours of work daily and you are working for 170 naira every hour, it means if you drink a bottled water for every hour you work, you would have drank your salary in water alone, Let’s not even talk about transport, bills, and saving for rent
 
Nigerians only identify with stress we turned our heaven to hell by cutting down the trees, since vanity is the bluest dye i wear “rag” as the ring of gyges, strutting when everyone else
is strutting who will see? validation at such high cost
All ambition is futile in this endless game of tetris, We become unbridled hate just to eat.
Look at all the cars, in their millions and imagine if they were parks, football pitches, basketball courts, imagine how many people will be employed, rich just enough to find hobbies, enough to find and make time for themselves rather than being slaves, so the next time you see a very expensive car, imagine how many workers and jobs the owner is sitting on. For If the state don’t model to the individual how can the individual model up and be useful  to the state Nigeria rather than teaching corruption, needs to start teaching the people literature, home economics  and make poets out of everyone of them, the beauty in the simple, the expansive beauty in the cheap and small, a trans-personal way of life, that saddles every individual with a need to do his own quota for the collective development of the country no matter how small must be taught as the norm.
Without that which can make this horde civil.what you have is slaughter and melancholy the grease of society will be lost, people will never be at peace with themselves and each other.
We have to reduce the population, it is an insult to call a country an Economy to say Nigeria is the Africa’s largest economy is to call us a bunch of pigs, and useless eaters.
i prefer the educated man in  cave than the noosed city man who is a slave, the increase in population mean they have a whole lot to select from, The disposability of the workforce lead to unwarranted hectoring and harassment by the Companies and sack is only sweet if your worker is dependent on you and will cry if you do so, get him addicted to the money so that you boot kick will queef. Greed is what brings labour force to the sensuality of the workplace the motif have not been questioned- why am i doing this? is it worth it,? many seems to be working to us a balking a economy for a motif of probable by the media All  i see are slaves doing the bidding of nothing
Solution
Do a job for 5 years, save everything hand take it to a village, or a state where living is cheaper than the cities build a room an on and 2 plots (the Tiv Model) with Chickesn
look for something easier to subsist while you wait for death,  
possession is a scam so don’t try to own anything part time teaching for the one private school never do full time focus on your farming and buying additional plots for farming eggs or chicken. For life in the cities is unsustainable to say the least. With the current electricity bills.How do we make our labor expensive, learn how to laze around learn how to smoke weed and be quiet in your house, learn how to travel give birth to less children never work the weekends , learn to be stoic, and reduce your toil, smoke burn your aspartame tongue, shrink your stomach let someone else take the toil
 
The little you save should be spent on investment that matter like land building and open spaces, fields, building of fields and parks are cheaper for trees will always be cheaper than block, and are sustainable.Using trees to fence your properties, means the fence can never be replace or damaged by flood the land will be use to cultivate It could be an orchard, or perennial like plantain cocoyam to rear animals and will most definitely appreciate.
we should ;learn how to eat very little, to smoke, and shrink our stomach so that we have more to save, copy the northerners, learn to drink hot tea every morning and go for long walks and reduce your chance of going to the hospitals,
 
 
You should buy land and build a room and parlour self contain, the land not your house is the real treasure, where the parents can stay in the room while the 2 children can stay in the living room. We have to wean ourselves from the colonization of food, we must go back to the sustainable. Live life with the Bhikkus content: Earn money in a way that doesn’t bring reproach wear faded or less clothes, live in a forest , read and train yourself to have a mental level above ritualism and eye service and prostitution perfectly surmountable in the Tiv model of  a room in 2 plots of land bike water, chicken a shop and vegetables,
eat once a day.what we ought to be looking for is balance not more money. Or a plot of land, a room and parlour self contain,a bike water and a generator (solar and fossil fuel). There is no such thing as infinite growth, so the economic crash is inevitable. Societies that live closer to nature tend to be more sufficient, it is hard to need more water if you don’t have a toilet, and practice the Tiv model of sustainability
 
And all we have is new money, we all know about the old money wealthy people who can’t scratch a dent in their fortunes, Who made money when it still had value and invested when others were asleep. I’m talking about the little money that you pray you don’t fall sick money, You are the first one in your family and probably the one still trying to save something, so you have to be careful so all the money you suffered to earn some it takes one sickness to take it all from you so i don’t spend money on clothing i spend money on food and take my time to rest rather eat well and wear faded clothes than to dress well and waste money in a hospital no one will remember what you wore the previous day. Your money will never reach theirs no matter how much you toil, so you calm down and find a way to enjoy your life. The wealth of man have always been in the land and what he has been able to achieve from it,he sold his land and convert his true wealth to paper
you must never trust the freedom of the slaver no mater how sure, don’t’ get caught up in the Stockholm syndrome of a job.
The black man eats too much food, because he doesn’t starve himself once in a while his brain never think,  the first thing every black man wasn’t to spend on is his self image damage and battered by his parents,society and years of slavery and slavery thinking being flogged like an animal and reduce he will waste money to his self image but the self image he is leaning towards is a s peddled self image designed to make him poor, they know he will come there looking to boost his esteem, so they increase the price of those clothes and boots. vanity is man’s biggest vice according to Al Pacino in Devil’s Advocate.
They treat the black man as children, school never ends for the black man and he is meant to take insult from his school teacher and as he grows older he takes insult from his boss, wearing socks, carrying bag and saying yes sir all his life government chicken boy according to Fela, Instead of toiling, in a city like Lagos, you could rent a room and parlour self contain
and spend your money building your house in your hometown where you are likely to be buried and litter it zelkovas, make it beautiful reduce your toil. it is sad everyday i think of retirement plan while still holding a job because you never know when they are going to ask you to quit,i say maybe all i need is a farm with stem trees and books just to survive, what do i do?how much do i save up, how valuable is the money that i am saving.what is the use.
Everybody is gunning for the top but how far is it from the bottom - Peter Tosh
Yes you want to be rich, but how much is rich, a million, two, twenty, What if you have kidney problem what happens to your rich, you are back in the bottom, a wrong appendix surgery and your pompous self is fucked, the money keeps being devalued so what are you saving for? You must find a life beside money, how long will open your shop for before you die and heaven forbids your child sells everything for a gambling habit.
Fear of your finance fucking up because your money is just starting from you,you don’t have any financial back bone, no support from family, nothing.
Why don’t things hold together? the money you pay for rent keeps increasing by the day
nothing is stable or i work my life day to pay day now that very reaction to my job
how do you stop yourself from becoming this devil and lose your humanity, when you obsess over money you become like the demons in the Akira Kurosawa's dreams that can’t sleep at night, Where money rules, demons abound you must chase your sustenance in total freedom of their chains your own parents could be devils, prodding you, making you do their bidding, keep you enslaved in a job.
How to save money
You have to switch from the consumerism thinking of money and focus on a saving and investment thought process, no matter how small. Move from the pasta and the peddled food giving to us which keeps increasing daily and switch to the local, takes time to cook food which are more nutritional and have can fill us for much longer
moi moi : grounded beans ,potatoes : instead of bread, Maize, rice, millet and sorghum dried tomatoes and peppers, date: instead of chocolates.tiger-nut and garlic, garbanzo etc
A disciplined regimen that involves a lot of sitting in and reading or watching movies and documentaries, will put a lot intentionality to your spending, and wherever you want to go will be calculated through and through.
I was thinking why not move to the North, a place where cheap and foodstuff is also cheap maybe i will teach rather than lackey up to the corporate greed and run a stupid rat race.
The life beside money if it is to found must be found there must be curb and redefining of
of the want= that is you cook once a day, mange to save up to 300k a year (1thousand naira daily) even If it seem so hard, practice minimalist living, it requires discipline so that even if you do find a job, the gully of your self will make the meagre they pay quite the sum.
It is hard to purge the Fear and the money factor according to the black race to quote Kendrick Lamar, 30 shows a month and i still can’t buy me no Lexus.
Because black people went through slavery and the education given to us was a clerkish and slave breeding system of Education, we don’t have any money foundation,knowledge and financial literacy, All we know how to do is to get it and spend it. So most families don’t have a collective saving of a mere million. Living from Paycheck to Paycheck. Unlike other people it was doubly damning since we were the most disadvantaged and without the knowledge to liberate ourselves.
Plans For The Old Age
The big fear is being mendicant at one’s old age, or to be holed up in a shop somewhere or doing a job at old age, I have had to calculate how much I think  will be enough for my old age, If I smoke enough I should be so disinterested in food and be able to make do with a carton of noodle and a crate of egg per month, which translates to 7- 10 thousand per month, I will have no need for electricity and will prefer to be in the outdoors, buying books and reading (plus I would be sleeping more)  10 thousand naira times 12 months in a year equal 120 thousand a year time 30 more years to live = 3.6 million naira, Fuck healthcare my Grandfather never had one, if death comes let it (that is the price of freedom), Funnily It won’t be as hard as this as I will still have some sort of support system but thinking as hard core as this helps firm my resolve.
So I will become a Land pirate, traveling from one state to the other, living a year in every single state in Nigeria I pick a village , living in  a room, pick a local village and spend a year building a park in a plot or an acre of land,while you subsist as a teacher, get my camera and my book and really document life as I see it. If I start at 40 years of age I should be done at 76 years to come back to my hometown and dig a very wonderful grave to be buried in.
 It will would be a wonderful life.
if piggy-vest is still viable, you could lock a certain amount of money and use the interest to survive yearly while you  build a zen commune,help a town with renovation of the hospital and schools teach them livelihood education
You can only know how to do this if you already know how to live a life besides money now.
Eat beans boiled with charcoal pot and drink tea, eating fried sweet potatoes instead of bread. 
my job will be to build park in every location, I find myself it will affect my sustenance unless my sustenance is reduced by working the trees, plant zelkiovas trees in  every state, or build a well in each community or basketball court if I have the money  continue blogging and reading in interim, train children in midfield football. I go to a place, A village and i rent a room, (set it up Walden style and spartan) Then, i rent an acre for one year i spend the whole of the year, tending to it, tuning to a permaculture park. All the while, i listen to music, read, write, ride my bicycle and sleep. and that’s how i spend the year, when I’m done i could buy the land, and move to another village in another state i hope to get my money by re-locking my 1million per year on piggy-vest, culture seedling and make my own forest garden.In truth, the balance is the only thing that matters If Thoreau is convinced that life is a past time, how can i make my life a past time
drink tea, eat once a day sleep more eat light at night, boiled beans, frying sweet potato
Nigerians traveling abroad are about to systematized in the concreted shit of lull living, As hell is land of tranquil light, Only true education asceticism abridges the gap between the rich and the poor, Possessive individualism as an ethos fostered on us where they all want to use up all their plots in building giant prisons as houses, where there are no parks, no shared community land, no village squares where we used to meet and dance under the moon must be questioned and stopped, The togetherness that used to be a part of us is as good as lost, Everyone is on his phone plotting their own world domination. Government should build railways that connect towns and decongest the cities and use the ensuing rooms for farming rabbits compulsorily and also mandate the farming of chickens and bitter-leaf tree in every house
 
HOW TO LIVE TODAY:
A monastic life plain and simple, To come to the end of money, we must learn to read meditate the sutra, fast for hours, farm and eat once but very well, so once get older the onanistic use of money diminishes
why not start now, Read the sutra , travel when you have vacations and eat very little you'd have more to save We have to become homo evolutis  for All a man need is a garden and a library. Finance for a black man is a big topic for all the money you suffered to save, it takes just one stupid sickness to take it all from you,so i don’t spend money on clothing, i rather spend money and eat good food, and take my time to rest, rather spend time visiting hospital, so i wear the faded clothes and eat well,than wear designer clothes on an empty stomach, how do you live a life besides money? when money don’t have value anymore
you are just struggling for nothing. What others have discarded you have come to hoard, only for you to discard them again.(Thoreau) You couldn’t say this is enough money
Even if you wanted to everything is expensive, the bigger oneself the stringent our habits the harder they die,the more miserable we feel, like what is life, if i cant’ have this one in comfort as death keeps inching in ever closer
Credit will only take us back to slavery as  Soko loan and other credit facilities the Chinese lean form America practices on Africans,  stock market is a lie, Bitcoin and other air money platform is not something every one can get into, frankly also a lie. We need to rethink life as we know it, as I predict that by 2025 Nigeria might be headed for  implosion.
Buy land even if its 1 acre  farm Chicken & vegetables, Build only a room and parlour at the most, use trees as the fence, Do some kind of hobby.
To guarantee financial security for the old age, Rent seeking beans and Lipton ,chickens and vegetables, books,distractions,movies and music to waste time painting , saving money traveling for 3 month, saving, living spartan , bicycle, or bike, bookshop library pension, one child collect money land space , bar, yoga hall , dance hall,save for land control your expenses farm chicken and vegetables do a small job preferably pastime possibly Teaching. If you interested in being a land Pirate, then rent a room in the state you stay in, things that occupy the house should always affordable reduce the things, You want to make them affordable at all times, a table, a chair and a bed with two buckets and a small gas cylinder, hardcore Walden style.
 
 I don’t have any illusion about the black man ‘s fate if he doesn’t work he doesn’t eat, I am only saying that there comes a time when the money saturates and the life doesn’t measure up to what is being done, and there is a disillusionment that can’t be swallowed in food or worn out in clothes, We know we have gotten to the precipice of the Economic and Achiever man imageThe life needs to have some sort of fulfillment so when you get to your forties you should be trying to feel up the empty and sidelined part of your life that craves adventures, but you can only get there by first living a very minimalist life, giving birth to 2 children, saving more and learning to live a very ascetic lifestyle so that at stage it is almost second nature. Do the work for some times and detach from it, travel and enjoy the joy of a new sun every day. Forget about trying to own your own Yacht as Black man we will never be that rich but you could have a life that is.
 
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